What is Student Travel Insurance?

Travel insurance applies to anyone who wants to travel the world, and it includes domestic travels. There are far too many risks that are involved in any kind of trip, whether it’s for vacation or business. Travel insurance can be expansive and cover things like loss of luggage/properties, accidents, medical expenses, delayed flights, and even death. There is no doubt that traveling students would greatly benefit from insurance. So if you are student that intends to travel, make sure that you are covered with student travel insurance.

You may already know that there various forms of trip insurance. These are single trip, annual/multi-trip, medical, group, and business trip insurance. Students can avail most of these types of insurance without any trouble and it can be customized based on the student’s specifications and needs. Most likely, group travel insurance is acquired by students as they are likely to travel in clusters. After all, educational field trips are the main cause of student travels.

Students that have their trips insured are typically covered on many things. Basic things like medical costs, loss of property, interruptions in travel itinerary, personal liabilities, and emergency expenses are covered. Other covers may be included through request. Normally, coverage can be tailor-made as much as you would like. Insurance companies perceive student travels as high-risk activities. Of course, it is only natural since youngsters are more adventurous and daring. With students, the circumstances involved are a bit bolder than usual. Energetic students may try everything fun and … Read More . . .

People who must be in your car on wedding day

That’s no doubt a really hard choice to make but you must select the people who should be in your car with you on your wedding day. While you have rented a limo from Toronto Limousine rentals and you are well prepared for your wedding you must consider lots of stuff before doing the head count. To avoid the last minute issues and embarrassment you must plan and decide who is going to get into the wedding limousine. Toronto Limousine Rentals has done the calculations and made an easy list for you to select from.

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Bride and the Groom

Top of the list for sure must be the bride and the groom to be in the limo. Mostly grooms drive to the wedding with the best man. The groom and attendants arrive at the wedding venue before the bridal party starts. The bride may need a separate limo and comes for the officiating ceremony later in a bridal limousine. After the bride and the groom ride together to the reception venue the wedding limousine is primarily meant for the bride and groom.

Best man and the maid of honor

They are the part of inner circle of helpers during the wedding ceremony. They mostly are there to give moral and emotional support to their best buddies, the bride and the groom. They are main helpers from start and end of the ceremony and reception. So the best man and the maid of honor will be the first people riding … Read More . . .

Bad Road Manners Can Lead To Increased Car Insurance Premium!

It’s an unfortunate fact that road accidents lead to approximately 1.5 lakhs causalities in India every year. Though accidents can take place due to several reasons, bad road manners and disobeying the traffic rules remain the most common mistakes. Therefore, in an attempt to reduce the accident cases due to violation of traffic laws, and encourage good traffic manners, the transport department is planning to come up with a strict rule against all traffic offenders. According to a Times of India (TOI) report, the transport department is planning to recommend higher car insurance premium to the Insurance Regulatory and Development Authority (IRDA) to penalize the individuals with bad traffic record. On the other hand, the transport department has also recommended a cut-back in car insurance premiums for those with good traffic manners.

So if you abide by the traffic laws and manage to keep yourself away from the mishaps on road for good 5 years, you will be rewarded with attractive incentives in the form of lower four wheeler insurance premiums.

Moreover, the transport department is also planning to keep a check on your car insurance coverage to find out whether you are renewing your policy on a timely basis. It is planning to link the vehicle database with IRDA database using the newly introduced Vahan software. The computer-linked data will enable the department to discover car owners who don’t have insurance coverage or have not renewed their existing car insurance in time.

According to the report, the department may … Read More . . .

Should I apply for car finance?

Should you join the 82% of UK drivers who got their car on finance in 2018? If you find yourself asking this question and are unsure of the correct answer, then you’re in luck! UK Car Finance, a car finance provider based in the North East of England, are here to help you! You may be unsure of how car finance works, you may not understand car finance jargon or you may be worried about affordability – but that’s ok! In this post, we discuss the benefits of car finance and why it might be the right choice for you.

What do I need to know?

Car finance was introduced into the finance industry with the intention of being an affordable way for drivers to fund their next car, and that’s exactly what it is!It’sworth mentioning that within car finance there are 3 main types of car finance agreements but there are others! A personal loan gives you the most flexibility. It is a form of car finance but is ultimately a loan to buy anything you want. Many car finance companies use personal loans as it gives you the flexibility to buy the car you want within your budget. It also means that you will own the car outright as you have used the loan to pay for it. You will receive your agreed sum and then use it to shop for the car you want. You then pay back your agreed loan over a fixed period. HirePurchase Read More . . .

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Canva Uncovered: How A Young Australian Kitesurfer Built A $3.2 Billion (Profitable!) Startup Phenom

On a steamy May morning in 2013, Canva CEO Melanie Perkins found herself adrift on a kiteboard in the channel between billionaire Richard Branson’s private Necker and Moskito islands. Her 30-foot sail floating deflated and useless beside her in the strong eastern Caribbean current, the 26-year-old entrepreneur waited for hours to be rescued. As she treaded water, her left leg scarred by a past collision with a coral reef, she reminded herself that her dangerous new hobby was worth it. After all, it was key to the fundraising strategy for the design-software startup she’d cofounded with her boyfriend six years before. Canva was based in Australia, thousands of miles from tech’s Silicon Valley power corridor. Getting a meeting—much less funding—was proving tough. Perkins heard “no” from more than 100 investors. So when she met the organizer of a group of kitesurfing venture capitalists at a pitch competition in her native Perth, Perkins got to training. The next time the group met to hear startup pitches and potentially write crucial early-stage funding checks, she’d have a seat at the table—even if it meant having to brave treacherous waters. “It was like, risk: serious damage; reward: start company,” Perkins says. “If you get your foot in the door just a tiny bit, you have to kind of wedge it all the way in.” Such perseverance has long been a necessity at Canva, which began as a modest yearbook-design… Read More . . .